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12 ways to cut your taxes
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The bright spot of the dreary 2009 economy: savings for everyone.
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43% say they have less than $10k for retirement
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The percentage of American workers with virtually no retirement savings grew for the third straight year, according to a survey released Tuesday.
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How Uncle Sam wants to boost your retirement
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Usually I cringe when our leaders in Washington try to help improve our finances. I'm afraid their efforts may do more harm than good. But two new ideas being discussed inside the Beltway could actually make it easier to prepare for retirement. Both center on the income you'll generate from your 401(k).
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3 ways to save money this spring
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1. Book a sweet getaway
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Money's new More Money blog
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Ford shares: Buy or sell?
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Ford is back. The automaker recently reported its first annual profit in four years; sales are improving; and investors have pushed up its stock 550% in the past year.
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Citigroup shares: No longer toxic?
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Yes, Citigroup lost billions in the financial crisis. And yes, it's still swimming in toxic assets. But Bruce Berkowitz argues the worst is over.
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Mr. Distress is ready to buy
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Whether it's steel, textiles, or auto manufacturing, Wilbur Ross has built a lucrative career finding gold in industries left for dead.
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How to save on a classic watch
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With proper care, a good watch lasts virtually forever. But you don't need to spend a bundle to own one.
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How to retire early, save for a home
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Like many households, Wener and Tieun Vieux have suffered a few financial jolts of late.
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Stop squandering my inheritance!
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Getting old brings a host of changes. Achy knees. Way more time to play bridge. And, occasionally, the tendency to make unwise money decisions.
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The retired couple's guide to livin' the dream
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Question: My husband and I have been happily married for 28 years. Careful spending and sound planning over time has provided us with a very comfortable financial future. Although we're compatible in many ways, our outlook differs when it comes to enjoying our money. I'm more of a saver and I hate to shop. I'm already retired, and when my husband retires in a year we'll begin drawing on our retirement savings. Can you suggest some tips on how we can communicate effectively about spending our money? How do we assure that we'll both have the independence to decide how we want to spend "our share" without judgment? --Margaret M.
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Why diversification will work again
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Diversification, the notion of spreading your investments among different baskets of assets that don't rise and fall in unison, has long been considered one of the safest and surest moves you can make with your portfolio. After all, if any one basket falls apart, most of your brood should remain intact.
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The 60-plus set can't afford to retire
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More people say they just don't have the money to retire these days.
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50 Best Jobs in America
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Money looked for careers with great pay, superior growth prospects, intellectual challenge, flexibility and more.
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Invest $900k in a variable annuity?
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Question: I'm 62 and have accumulated about $2.6 million in retirement savings, which is invested in stocks and bonds. My adviser suggests that I take a third of this money and invest it in a guaranteed 6% income variable annuity. The cost of the 6% rider is 0.95% of the account balance per year. Do you think this is a good idea? --J.H., Lansing, Michigan
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I'm 25 and I want to start investing
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Question: I'm 25 and want to start investing in the stock market, but I'm unsure of how to do it. Any advice? --Kyle, Bentonville, Arkansas
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Retired early ... and getting scared
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Question: I had the good fortune to be able to retire early at age 52, but last year's market meltdown has made me rethink the decision. I may still be okay, but I don't have the same level of certainty I once had. My question is this: How will Social Security be calculated for me and how does the fact that I haven't worked the last few years fit into the calculation? --Jack Ford, West Newbury, Mass.
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How much you'll need in retirement
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Question: I always heard that you will need 80% or so of your working salary to live on in retirement. But is that a percentage of your gross income or your take-home pay? --Mary Taylor, Chalfont, Pennsylvania
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Leaving your job? Don't forget your 401(k)
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Question: I'm in my 30's and have a 401(k) from a previous job, 75% of which is invested in a variety of stock portfolios. Although my stock holdings have recovered a bit recently, I'm still down about $7,000 from my peak balance. I'm planning to roll over this old 401(k) into either the 401(k) at my new job or into an IRA account, but I'm wondering whether I should do the rollover now while stocks are still cheap or wait until the market has recovered and then do it. What do think? --Todd Gerecke, Lynden, Washington
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